Disclosures

Privacy Policy

Sterling Heights Community Federal Credit Union is owned by its members and ran by a board of directors elected by the members.  We want you to know that the privacy and confidentiality of your personal information is a top priority.

View the complete Privacy Policy

If you have any questions about this disclosure, please contact us.

Member Notice

Important information about procedures for opening a new account.  To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.  What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see you driver’s license or other identifying documents.”

 

Share Draft Policy

  1. Members will pay for their own drafts.  All charges and policies relative to the Share Draft Program are as follows:
  2. When a member wishes a physical copy of a cleared draft, a fee will be charged for each draft reproduced.
    1. Where a stop payment instruction has been issued, a fee will be charged.
    2. Draft written on accounts with NSF will be returned as a fee will be charged.
    3. No monthly service fee will be charged under our program.
  3. If the funds are not available in the member’s Share Draft Account, an automatic transfer will be made from another account with the available funds.  A fee of $3.00 will be charged.

 

Live, work, worship, volunteer, go to school, own a business in Sterling Heights or have family that is a current member. Open an account today