Interest Rates

Loan Rates • Dividend Rates • High Yield Money MakerCD Rates

 

Loan Rates

Effective as of: January 10th, 2017

Auto Term APR as Low as:
New Vehicle 2016 & Newer 36-60 Months 1.99%
New Vehicle 2016 & Newer 61-72 Months 2.24%
Used Vehicle 2015 – 2014 36-60 Months 2.74%
Used Vehicle 2012 – 2013 36-60 Months 3.49%
Used Vehicle 2011 36-60 Months 3.99%
Used Vehicle 2010 36-60 Months 4.24%
Recreational Vehicles (Watercraft, RV, ATV, Etc.) Term APR as Low as:
2016 & Newer 24-60 Months 3.24%
2015-2014 36-60 Months 3.74%
2013-2012 36-60 Months 4.24%
2011 36-48 Months 5.74%
2010 36-48 Months 7.74%
Unsecured Term APR as Low as:
Signatures/Personal 48 Months 8.50%
Visa Platinum N/A 7.90%

*Annual Percentage Rate (APR) is based on applicants credit history, loan term and or year of collateral. Other rates and terms may apply.  Must have direct deposit and automatic payments. Rates are as of January 10th, 2017 and may change without notice.

 

Dividend Rates

Effective as of: April 10th, 2017

Savings Minimum Balance Dividend Rate Dividend Paid Interest Begins to Accrue at:
Regular Share $5.00 0.15%  Quarterly $100.00
Whatever Savings $5.00 0.15%  Quarterly $250.00
H.S.A. Single $250.00 0.15% Quarterly $250.00
H.S.A. Family $250.00 0.15% Quarterly $250.00
ESA $250.00 0.15% Quarterly $250.00
Individual Retirement Account (IRA) $250.00 0.50%  Quarterly $250.00
IRA Roth $250.00 0.50%  Quarterly $250.00

 

High Yield Money Maker

Effective as of: April 10th, 2017

Daily Balance Minimum Balance Dividend Rate APY* Dividend Paid Interest Begins to Accrue at:
$2,500.00-$9,999.00 $2,500.00 0.20% 0.20% Quarterly $2,500.00
$10,000.00-$24,999.00 $2,500.00 0.25% 0.25% Quarterly $10,000.00
$25,000.00-$49,999.00 $2,500.00 0.30% 0.30% Quarterly $25,000.00
$50,000.00-$74,999.00 $2,500.00 0.40% 0.40% Quarterly $50,000.00
$75,000.00 and above $2,500.00 0.50% 0.50% Quarterly $75,000.00

 

Certificate of Deposit

Effective as of: April 10th, 2017

Certificate Dividend Rate APY* Dividend Paid Minimum Balance Interest Begins to Accrue at:
6 Months 0.35% 0.35% Quarterly $500.00 $500.00
1 Year 0.65% 0.65% Quarterly $500.00 $500.00
2 Year 1.00% 1.00% Quarterly $500.00 $500.00
3 Year 1.45% 1.46% Quarterly $500.00 $500.00
4 Year 1.65% 1.66% Quarterly $500.00 $500.00
5 Year 1.80% 1.81% Quarterly $500.00 $500.00

*Annual Percentage Yield (APY*) is the total amount of dividends paid on an account, based on the dividend rate and the frequency of monthly compounding for a 365-day period, and expressed as a percentage.

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